Richard N. Croft
President, Chief Investment Officer, Portfolio Manager

905 695 2310


RICHARD N. CROFT has been in the securities business since 1975. Since
February 1993, Mr. Croft has been licensed as an investment
counselor/portfolio manager, operating under the corporate name R. N. Croft
Financial Group Inc.

Richard has written extensively on utilizing individual stocks, mutual funds
and exchangetraded funds within a portfolio model. His work includes nine books and
thousands of articles and commentaries for Canada’s largest media channels.

In 1998, Richard co‐developed three FPX Indexes geared to average Canadian investors for
the National Post. In 2004, he extended that concept to include three RealWorld portfolio
indexes, which demonstrate the performance of the FPX portfolio indexes adjusted for
real-world costs. He also developed two option writing indexes for the Montreal Exchange,
and developed the FundLine methodology, which is a graphic interpretation of portfolio

Richarch also developed a Manager Value Added Index for rating the performance of fund
managers on a risk adjusted basis relative to a benchmark. And In 1999, he co-developed a
portfolio management system for Charles Schwab Canada.

As global portfolio manager who focuses on risk-adjusted performance. Richard believes that
performance is not just about return, it is about how that return was achieved.