Growth & Transition Financing

Exclusive to National Bank Independent Network Clients

A financing offer* designed specifically for Financial Services Professionals and Portfolio Managers.

Partner with Croft and gain access to a program to support the growth of your business, whether you are looking to acquire a book, or fund an equity purchase, as new partners join and others look forward to retiring

Grow your business, secure your future

  • Firm succession financing (management buyout)
  • Firm acquisition financing (leveraged buyout)
  • Partial shareholder buyout (minority interest)
  • Vendor take-back financing
  • Advisor incentive financing

Planning an acquisition or a transition is a marathon, not a sprint

Proper planning will not only contribute to the continued success of your business, but also help you achieve your dream retirement. Work with Croft and the National Bank Financial team of business transfer specialists and benefit from the support and advice needed to ensure the long-term success of your business.

We will connect you with the the National Bank Financial Business Transfer Manager (BTM), together with the Commercial Banking Manager (CBM), who will advise and support your business transfer opportunities, from the time you begin contemplating the possibility until the moment you finish transferring ownership.

To help you reach your goals, Croft and the National Bank Financial team will be your partner and refer you to recognized specialists such as tax experts, accountants, lawyers, notaries, business valuators, or other professionals.

For Advisors

  • Book of business financing
  • Vendor take-back financing

Some characteristics of the offer*

  • Up to 50% financing of the value of the business/book or price paid
  • Up to 8 year amortization for a share purchase financing (max 5 year with minority interest)
  • Up to 5 year amortization for an asset purchase financing (book of business)

Benefits of working with Croft and National Bank of Canada

  • Access to a team of dedicated commercial banking experts and business transfer managers
  • National Bank has an experienced and proven business transfer team completed over 1,500 transfers since 2010
  • National Bank has completed more than $400M in new business transfer financings per year
  • National Bank offers a full range of services tailored to your business’s needs
  • Business lifecycle: Croft and National Bank supports you at every stage