Croft Financial Group Investment Solutions

Portfolios Designed to Meet Different Client Needs

At Croft Financial Group we harness the expertise and experience of in-house and third-party money managers to deliver a variety of investment solutions designed to meet different client risk tolerances and objectives on one platform.

Increase your business efficiencies and limit your administrative and compliance burdens without limiting your clients access to a variety of investment solutions.

  1. 3 Pool Enhanced Mandates
  2. MFG Total Return, Single Pool Mandate
  3. All Star Managers Global Select Portfolio Series
  4. GAInS FPX ETF Portfolio Series
  5. GAInS ESG ETF Portfolio Series
  6. Croft Separately Managed Account (SMA) Solution ($1MN plus)

 

Three Pool Enhanced Mandates

Actively managed, options overlay, long term track record.

 The objective of the Enhanced 3 -Pool Mandate is to achieve better risk adjusted returns than a passive, low-cost, diversified portfolio benchmark (The FPX Real-World Index). These 3 pool mandates aim to achieve this objective by holding in client accounts 3 Share Classes (pools) in target proportions of the Strategic Income Share Class, Equity Share Class and Alternative Strategies Share Class. These 3 pools are actively traded, using option strategies such as Covered Calls, Cash Secured Puts, long Calls and Puts as well as Credit, Debit and Calendar Spreads to help enhance cash flow and reduce portfolio volatility.

Three investment mandates available deigned to meet client specific risk tolerances and objectives:

  1. Enhanced Conservative Income
  2. Enhanced Balanced
  3. Enhanced Growth

 

MFG Total Return Mandate

Actively managed, one pool solution for qualified investors – Includes performance fee with high water mark.*

Originally designed and managed exclusively for Morris Financial Group (MFG) clients and now available across the Croft Financial Group platform.  The MFG strategy begins with a disciplined but flexible approach to pool management. The main source for capital appreciation is to be long global equity positions focused in Canada and the US, complimented with the tactical use of options and cash, and the strategic use of fixed income assets. The disciplined strategy seeks opportunities across geographic regions, investment sectors and market capitalizations. The strategy includes both an analytical approach by assessing the financials of companies, and a technical approach in which market valuations guide the timing of trades.

One investment mandate available for qualified investors:

  1. Total Return

 *Performance bonus = 10% of pool returns over 10% with a 10% high water mark

 

All-Star Managers Global Select Portfolio Series

Multi Manager Approach using third-party funds vetted by the Croft Financial Group Investment Committee (IRC) and optimized to meet specific risk and return objectives.

The objective of our All-Star Managers Global Select Portfolio Series is to gain global equity and income exposure using a multi- manager approach by strategically selecting mutual funds that meet specific criteria. The IRC places emphasis on long-term equity capital gains, a long-term track record of outperformance, diversity between managers in exploiting a variety of market inefficiencies and opportunities across asset classes and sectors worldwide using active management. This structure can potentially mitigate against the risk of investing in one manager who may underperform in any given year

Four investment mandates available designed to meet client specific risk tolerances and objectives:

  1. Conservative
  2. Balanced Income
  3. Balanced Growth
  4. Growth

 

GAInS FPX ETF Portfolio Series

Passive ETF Portfolios optimized to track the *Financial Post FPX benchmarks.

The objective of the GAInS FPX Portfolio Series Mandate is to provide Canadian investors with a simple, low-cost, investable ETF portfolio that effectively tracks the performance of its Financial Post FPX  benchmark*, which is a broad, globally-balanced Canadian dollar portfolio that has shown consistent capital gains biased investment appreciation since its 1997 inception. As such, the GAInS FPX Portfolio Series combines selected global equity and income producing assets to enhance overall gains, and is best suited to risk-tolerant investors who are focused on building their investment assets and have a long time horizon before they may need to withdraw any funds. To achieve this objective, the GAInS FPX ETF Portfolios hold broadly traded, low-cost ETFs in fixed, strategic proportions, which are rebalanced up to monthly when cash is invested or divested, or at least annually on or before March 31st.

Three investment mandates available designed to meet client specific risk tolerances and objectives:

  1. FPX Income
  2. FPX Balanced
  3. FPX Growth

 

GAInS ESG ETF Portfolio Series

Passive ETF Portfolios optimized to track the *Financial Post FPX benchmarks using only ETF investments highly ranked against recognized Environmental, Social & Governance criteria.

The GAInS ESG ETF Portfolio Series is designed to provide Canadian investors with a simple, diversified and low-cost ETF portfolio that optimizes performance using only ETF investments highly ranked against recognized Environmental, Social & Governance criteria.  Portfolio performance is tracked against the Financial Post FPX benchmarks*, which is a broad, globally balanced Canadian dollar model portfolio that has shown enhanced capital protection and reliable returns since its 1997 inception. The GAInS ESG Portfolios hold ETFs that use ESG screening in their index construction methodology or have a four or five globe Sustainalytics ranking.  The fixed income asset class will contain ESG screened ETFs or government bond ETFs.  The equity asset class will contain ESG screened ETFs or ETFs with a four or five globe Sustainalytics ranking.

Three investment mandates available deigned to meet client specific risk tolerances and objectives:

  1. ESG Conservative
  2. ESG Balanced
  3. ESG Growth

 

Separately Managed Account (SMA)

For relationships with $1 Million or more of investable assets, SMA portfolios hold a combination of high conviction securities and specialized pools, designed for tax efficiency.

Croft SMA solutions offer a tailored approach to investing that considers the unique needs of each investor. With an SMA, individual investors directly hold a high-conviction selection of stocks, bonds and option strategies along with our specialized pools in their Investment accounts.

The Croft SMA solution provides access to a comprehensive range of options, where the investors can pursue a diversified investment strategy – while benefiting from the ability to manage tax implications and liquidity.

 

* For more information on the  FPX benchmark, please go to FPX and RWI Benchmarks