Experience an integrated approach
to growing your wealth
WHAT WE DO
Rather than focusing on individual areas of wealth management, our team provides an integrated approach to the long-term growth of your investments. All the elements of your financial universe… working in concert.
R N Croft Financial Group Inc. is a Licensed Discretionary Portfolio Management and Investment Fund Management company serving investors and investment professionals across Canada since 1993.
Our Portfolio Managers, Financial Planners, Tax and Insurance Specialists work together to help achieve the specific goals of our clients.
Our investors and advisor partners benefit from an integrated wealth management approach, backed by the RWM™ designation, which includes investment, tax, estate and insurance planning as part of our complete wealth management process.
This fully integrated approach can positively impact savings behavior, wealth accumulation and retirement readiness.
our process
* Studies show advised households have 2.3 times more financial assets than those households that do not use a financial advisor over a period of 15 years.
SOURCE: More on the Value of Financial Advisors, Claude Montmarquette, Alexandre Prud’Homme, CIRANO 2020.
step 5
IMPLEMENT
We put the plan into action, setting up the appropriate investment accounts, investing assets in the agreed upon portfolios, setting up contribution and withdrawal requirements and making sure your insurance policies are in place as needed.
step 6
MONITOR
We monitor your investments, fine tuning your holdings as market conditions change. We communicate regularly to ensure your plan remains up to date as you reach certain milestones and as life circumstances change, leading back to DISCOVERY.
STEP 1
DISCOVER
We meet with you to identify and understand your unique goals and objectives.
step 2
GATHER DATA
We gather the relevant financial documents and information needed to create a complete picture of your financial universe.
step 3
ANALYZE & PLAN
We review your total financial picture, assess your needs and bring in specialists as required to build an actionable plan.
step 4
REVIEW & DISCUSS
We meet with you to discuss the plan and review the proposed investment strategy to make sure it’s right for you and your family.
STEP 1
DISCOVER
We meet with you to identify and understand your unique goals and objectives.
STEP 2
GATHER DATA
We gather the relevant financial documents and information needed to create a complete picture of your financial universe.
STEP 3
ANALYZE AND PLAN
We review your total financial picture, assess your needs and bring in specialists as required to build an actionable plan.
STEP 4
REVIEW AND DISCUSS
We meet with you to discuss the plan and review the proposed investment strategy to make sure it’s right for you and your family.
STEP 5
IMPLEMENT
We put the plan into action, setting up the appropriate investment accounts, investing assets in the agreed upon portfolios, setting up contribution and withdrawl requirements and making sure your insurance policies are in place as needed.
STEP 6
MONITOR
We monitor your investments, tuning your holdings as conditions change. We communicate regularly to ensure yoru plan remains up to date as you reach certain milestones and as life circumstances change, leading back to DISCOVERY.
why ADVISORS join us
Build a stronger client service offering
Work collaboratively with our Real Wealth Managers™, financial planners, tax and insurance specialists to achieve client goals on one “platform”.
More choice for clients
Access sophisticated investment products and strategies.
Spend more time with clients
Enhance client relationships and build a better business by leaving compliance, onboarding and administrative burdens to us.
Access to industry specialists in one place
Deliver a suite of integrated financial services to help maximize client wealth.
Access to a succession plan
Our Succession Plan offering takes into consideration the growth of their business and provides the peace of mind that their clients’ will remain in good hands when they retire.
Do you have a question about our services or investment solutions? Let’s talk!
Set up a call with our Director of Business Development.
from the blog
portfolio managers’ brief with jason ayres, ceo – september 2023
Portfolio Managers’ Brief: September 2023
A brief review of market conditions and how they are impacting the management decisions of our Investment Review Committee (IRC).
Research Report: Could China’s Economy Collapse?
Is China on the precipice of an economic collapse? The world’s second biggest economy faces several hurdles, not the least of which is the trickle-down effects from a property sector plagued by excess leverage. This is especially disturbing because real estate influences about 29% of China’s GDP.
Research Report: Rolling Recession?
Imagine a business cycle where twists and turns rotate through sectors of the economy like a game of musical chairs. Only in this game, one chair is replaced by another, turning the traditional game of musical chairs into a never-ending game where no players are left behind. A never-ending game of musical chairs is the blueprint for a rolling recession.
Portfolio Managers’ Brief: July 2023
A brief review of market conditions and how they are impacting the management decisions of our Investment Review Committee (IRC).
Research Report: Measuring Growth
Rather than trying to dodge the inflation / recession raindrops let’s take a collective deep breath, step away from the forces of supply and demand that throw more curve balls than Sandy Koufax and focus on the output side of the economic equation. Where we can drill down on the tool that measures the collective well-being of a nation; Gross Domestic Production, or its’ acronym: GDP.
Portfolio Managers’ Brief: June 2023
A brief review of market conditions and how they are impacting the management decisions of our Investment Review Committee (IRC).